Journal of Social Welfare and Management

 This paper focuses on the non-Performing assets of NBFI’s in India. The reasons, problems and impact of NPAs have been given due importance. An asset is classified as Non-performing Asset (NPA) if dues in the form of principal and interests are not paid by the borrower for a period of 90 days. Nonperforming asset is a term very frequently used by lending institutions. The reasons for NPAs may be wrong selection of borrower, non scrutiny of units, delay in sanction of loans etc. Due to several steps taken by the RBI, NPAs have reduced considerably. Foreign experiences must also be used along with a clear understanding of the local conditions to create a tailor- made solution which is transparent and fair to all stakeholders. Though NPAs have been reduced to some extent, it should be kept in mind that it will not raise further in the future.

Keywords: Asset; Impact; Loans; NBFIs; Non-performing assets; Recovery

Communication is used to promote a product, service, or organization; relay information within the business; or deal with legal and similar issues. It is also a means of relaying between a supply chain, for example the consumer and the manufacturer. Business communication is known simply as “Communications”. It encompasses a variety of topics, including marketing, branding, customer relations, consumer behavior, advertising, public relations, corporate communication, community engagement, research & measurement, reputation management, interpersonal communication, employee engagement, online communication, and event management. It is closely related to the fields of professional communication and technical communication. In business, the term communications encompasses various channels of communication, including the Internet, Print (Publications), Radio, Television, Ambient media, Outdoor. The word of business communication is somewhat different and unique from other types of communication since the purpose of business is to make money. Therefore, since communication is the message issued by a corporate organization, body, or institute profitability, the communicator should develop good communication skills.

Keywords: Communications; Business communication; Channels of communication, Emotional and intellectual communication.

The main factors which predominantly determine the behavior of a manpower system are recruitment, promotion and wastage. Accumulated additively and the system fails if the total damage exceeds a certain threshold. In many cases the extent of the damage from a given shock varies in time. The expected time to reach the recruitment status of the organization and its variance is found through alpha-Poisson distribution. The analytical results are numerically illustrated by assuming the alpha-Poisson distributions for the practical use of the model.

Keyword: Alpha-Poisson; Grades; Threshold; Recruitment.   

The Constitution of India seeks to secure for all its citizens, among other things, social and economic justice, equality of status and opportunity and assure the dignity of the individual. Several provisions have been incorporated in the constitution for safeguarding and promoting the interests of the scheduled tribes in various spheres so as to enable them to join the national mainstream. [In our study the income and expenditure relationship examined across different income groups indicates that there is a decline in the share of food expenditure as the income increase, indicating an inverse relationship between per capita income and share of food expenditure. Agriculture is the prime and predominant occupation of tribals and the culture of the tribal communities is reflected in their agricultural practices. The agro-climatic conditions and the resource potentialities differ from one tribal area to another. This is due to the nature of soil, fertility, availability of water etc. Due to prevalence of unemployment and underemployment, agriculture alone cannot sustain them throughout the year. So, the tribals must rely on labour works and the forest produce which occupies and plays an important role in their daily life. Hence, the tribal economy may rightly be called as agro- forest- based economy. The isolated location of the tribes from the mainstream of life is hindering their economic activities. The illiteracy among the tribals and the rich forest produce have tempted the money lenders and small traders to exploit the tribals. [The present paper attempts to examine the human development among tribal communities in Andhra Pradesh. 

Keywords: Schedule Tribes; Andhra Pradesh; Agriculture; Forest based economy

The purpose of the present research is to investigate the impact of organizational factors on the regarding manager’s decision- making styles and the difference between the perception of managers and employees of the styles used by managers in India. Questionnaire validity, content validity and compatibility listed by10 experts and professors as well as the experimental implementation of the questionnaire and also analyzing exploratory factor for both questionnaires were checked. The results showed that in the county like governor, the dominant style used from the viewpoint of both staff and managers is the third priority.

Keywords: General decision-making style; organization’s size, position of manager, perception difference, government organizations 

Agriculture is the largest and most important sector of the Indian economy which is directly linked with the infrastructure facility. It plays a prominent role in providing food to the nation, employment to the people, raw materials to the industrial sector and surplus for national economic development. A good infrastructure facility is helpful in accessing market of agricultural product and raw material from form to non-form sector and huge employment opportunity to masses. However, what is worse is the growth of agriculture is not satisfactory and it varies across the region. On the other hand, the problem of disparity is crucial in larger states, in comparison to smaller state, and it is very intricate in a state like Uttar Pradesh, which is one of the most populous states of India. The factor analysis shows that high concentration exists in western region in both agriculture as well as infrastructure sectors. The region, Bundelkhand, is very backward in terms of agricultural development and infrastructure except two districts Jhansi and Jalaun are high developed in infrastructure. This empirical evidence indicates that there is a very high degree of correlation between infrastructure facility and agricultural development.

Keywords: Agriculture; Infrastructure; Disparity; Factor analysis; Co-relation.

Every organization needs a workforce suitable for its tasks in order to reach its business aims. In an organization wastages are seen when employees moving from one grade to another, are exposed to different factors influencing them to leave the organization. The threshold level is the maximum amount of wastage that can be permitted in the organization beyond which the organization reaches a point of breakdown. This paper is an attempt to determine the expected time for recruitment, assuming the threshold distribution as Generalized Rayleigh distribution introduced by Surles and Padgett 2001[1].

Keywords: Expected time; Organization; Threshold; Wastage